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Personal Credit

Personal Credit

Everyday credit solutions for personal needs.

You will be asked to log in before submitting your application.

Key Benefits

What Makes This Product Right for You

Quick access to funds for short-term needs

Simple application and clear terms

Transparent monthly repayments

Secure, private handling of your data

Eligibility

Who Can Apply

  • Valid identity and proof of address
  • Proof of income and affordability checks
How It Works

Your Application Journey

Step 01

Choose Product

You are here. Review the details, then proceed to your dashboard to start the application.

Step 02

Submit Application

Provide your desired amount, duration, and purpose. Attach required documents when prompted.

Step 03

Review & Decision

Our team reviews your affordability, identity, and compliance checks, then notifies you in-app.

Step 04

Receive Funds

Upon final approval, funds are disbursed directly to your registered account, usually within 24–48h.

Calculator

Estimate Your Monthly Payment

This is an estimate only. Your actual rate depends on your profile and affordability assessment.

€20,000
€1,000€200,000
36 months
6 months120 months
5.9%
1%25%

Monthly Payment

€608

Total Repayment

€21,888

Total Interest

€1,888

Apply with These Terms
FAQ

Frequently Asked Questions

Once approved, funds are typically disbursed within 1–2 business days directly to your registered account.
Amounts vary based on your profile and affordability assessment. Our advisors can guide you through the options available to you.
Yes. Early repayment is supported and the specific terms are disclosed in your loan agreement before signing.
Initial affordability checks use a soft enquiry approach. A hard credit check is only performed at the final approval stage, with your prior consent.

Ready to Apply for Personal Credit?

Start your application from the dashboard. Secure, fast, and guided every step of the way.